ICICI बैंक ने घटाया न्यूनतम बैलेंस, ₹50,000 से ₹15,000 किया

By Powers Mind Desk 14 Aug 2025

ICICI बैंक ने बचत खातों के लिए न्यूनतम औसत बैलेंस (MAB) को शहरी इलाकों में ₹50,000 से घटाकर ₹15,000 कर दिया है।

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यह बदलाव ग्राहकों की तीखी आलोचना और सोशल मीडिया पर नाराजगी के बाद लिया गया, जो बैंक के पहले के फैसले से असंतुष्ट थे।

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1 अगस्त 2025 से बैंक ने नए खातों के लिए MAB को ₹10,000 से बढ़ाकर ₹50,000 किया था, जिसका भारी विरोध हुआ।

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नए नियम के तहत, शहरी क्षेत्रों में MAB ₹15,000, अर्ध-शहरी में ₹7,500, और ग्रामीण क्षेत्रों में ₹5,000 निर्धारित किया गया है।

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यह नियम केवल 1 अगस्त 2025 के बाद खोले गए नए खातों पर लागू होगा; पुराने ग्राहकों पर कोई बदलाव नहीं।

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सैलरी अकाउंट, वरिष्ठ नागरिक, और पेंशनभोगियों को इस न्यूनतम बैलेंस नियम से छूट दी गई है।

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न्यूनतम बैलेंस चार्ज ATM, मोबाइल बैंकिंग, SMS अलर्ट, और अन्य सुविधाओं की लागत को कवर करने के लिए लगाया जाता है।

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